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SaaS and Tech Finance

• Founder Salary vs Dividends 2026/27: The Optimal Mix Under the New Rates

  Dividend tax is 10.75%, 35.75% and 39.35% for 2026/27. Worked examples of the optimal founder salary and the salary-dividend mix under the FA 2026 rates.

• SaaS Revenue Recognition and Deferred Revenue: A UK Founder's Guide

  How UK SaaS companies recognise subscription revenue, account for deferred income, and apply IFRS 15 or FRS 102. Worked examples included.

• Startup CFO Pay and the Fractional CFO Question: A Funded Founder's Guide

  Full-time vs fractional CFO for funded UK startups: what a CFO does, when you need one, cost drivers, and how tax and equity work fit the finance function.

• VAT for SaaS: Place of Supply, the £90k Threshold and Overseas Revenue

  Does overseas revenue count toward the UK VAT threshold for a SaaS company? Place-of-supply and B2B reverse charge rules explained for scaling founders.